It is important for all investors to get as stable a return as possible and to risk as little of their assets as possible. Therefore, attention is usually paid to those loans with a reliability score of A (the highest) or B (above average). Such loans are considered safer, but their interest rates are usually lower than projects with a credit score of C or D. There is a rule in the investment market: the more risk investors take, the higher the returns and benefits they expect in return.
Every investor must combine the pursuit of maximum profit with optimal risk management. It is not recommended to invest all the funds in projects with the lowest reliability score, but it is also not maximally efficient to finance only projects rated with A scores. Investment specialists advise finding a balance between safe and riskier investments. Diversification, or the distribution of funds between projects of different riskiness, allows you to reduce the overall risk and increase the chances of receiving a stable return.